Seguro de salud, ¿para qué?

Seguro de salud, ¿para qué?

En muchas ocasiones nos preguntamos si obtener un seguro es completamente necesario para nosotros y nuestra familia, pues aquí te relatamos en qué puede ser útil tenerlo y por qué es tan importante.

Antes que nada queremos explicar qué es un seguro de salud; los seguros de salud nos ayudan a, por ejemplo, cubrir gastos médicos o quirúrgicos en caso de necesitarlos. Estar asegurado te garantiza más opciones al momento de elegir cuándo y dónde atenderte y, además, puedes encontrar distintos planes según tus necesidades personales.

Ahora bien, enumeremos algunos puntos importantes:

¿Cómo elijo el seguro perfecto para mí y mi familia?: Lo principal es que hagas un análisis de para qué lo utilizarás. Siempre es valioso que pienses a futuro; pongamos el caso de que eres deportista, pues lo ideal sería que cuentes con un seguro que cubra tratamientos que llegues a necesitar si sufres alguna lesión.

¿Para qué necesito cobertura?: Cuando vayas a contratar tu plan de salud debes tener en cuenta si en tu familia existen antecedentes de enfermedades, si prefieres que incluya atención de maternidad, cobertura dental, protección internacional, etc. Es de suma importancia que todo lo que desees incluir en tu plan se lo hagas saber a tu aseguradora, y así podrán ofrecerte lo que más se amolde a tus requisitos.

¿A quiénes incluir en mi plan de seguro?: La cobertura de tu plan puede ser únicamente para ti, para ti y tu pareja, o para toda la familia. Eso deberás analizarlo personalmente para, una vez tomada la decisión, hacérselo saber a tu aseguradora.

Cuidarte a ti y a tu familia de forma adecuada está en tus manos, protégelos con Trueway Insurance y asegura su futuro.

Contáctanos y prioriza la tranquilidad de estar cubierto por profesionales:

📞 (855) 897-1938

customerservice@truewayins.com

¿Cómo hacer de nuestro hogar un espacio más seguro?

¿Cómo hacer de nuestro hogar un espacio más seguro?

Nuestra vivienda es uno de los espacios donde nos sentimos más a gusto y generamos momentos y recuerdos inolvidables con nuestros seres queridos, es parte fundamental de nuestras vidas; por ello queremos ofrecerte algunos tips para que tú y toda tu familia se sientan más seguros en ella.

Conectores y cables: Los tomacorrientes siempre suelen llamar la atención de los más pequeños y puede ser muy peligroso, revisa que el cableado y los enchufes de casa estén en condiciones e intenta taparlos para que no haya accidentes,

Escaleras: Si tienes escaleras es importante que tengan barandas, pues te ayudan para recuperar el equilibrio en caso de que pierdas la estabilidad e incluso puedes aplicar listones de la baranda para proteger a los más pequeños.

Mobiliario: Generalmente los muebles no son completamente estables, si es tu caso puedes asegurarlos a la pared con anclajes. ¡Es un proceso sencillo y económico!

Atención en la cocina: Muchos accidentes ocurren en la cocina: quemaduras, cortes, etc. por eso recomendamos siempre tener un kit de primeros auxilios en esta área de la casa.

Contrata un seguro: Siempre es importante tener una aseguradora de tu lado, pues hay imprevistos que no puedes controlar, pero si puedes estar preparado para ellos.

Ahora, con estos consejos, puedes estar un poco más seguro y tranquilo, ¡ese es el objetivo de Trueway Insurance!

Si deseas más información contáctanos.

📞 (855) 897-1938

customerservice@truewayins.com

Home Insurance Quote

 

How Trueway Insurance Simplified Claims in 7 Easy Steps

How Trueway Insurance Simplified Claims in 7 Easy Steps

Imagine this Florida homeowner nightmare: One morning, you wake up to discover a stream of water creeping through the bathroom door. The culprit? A burst pipe. You open the door, and to your dismay, everything – the walls, the floor, your personal belongings – is damaged.

In a panic, you call up a local water restoration company to come out and repair the damage. Within a few hours, they arrive at your doorstep. But before agreeing to make any repairs, they insist that you sign a broadly worded “Assignment of Benefits” contract.

The following month, you receive a phone call from your home insurance company. They inform you that the water restoration company you hired grossly inflated the repair bill and has now filed a lawsuit. Now you’re stuck in the middle of a home repair insurance scam…

Filing a claim shouldn’t trigger a headache!

That’s why Trueway Insurance transformed and improved how home insurance protection is delivered in Florida. Here’s how the Trueway model compares with other insurance companies.

1. Ready When Damage Strikes

Whether it’s a busted pipe, a fire, or storm damage, we’re ready when you need us. Our affiliated partner, the Rapid Response Team, is the largest insurance restoration general contractor in the state and offers some of the highest quality repair and restoration expertise available in Florida. Their strategically located Rapid Response Centers arestocked with millions of dollars’ worth of roofing supplies, tarps, generators, and more. Because they purchase recovery supplies in advance, the Rapid Response Team is able to avoid price spikes caused by post-storm demand. That lets them pass the savings on to you, our policyholders.

2. No-Hassle Claims Number

Your time is valuable. Set recovery in motion when you call Trueway Insurance first in the event of a loss. Our seamless, no-hassle approach to claims saves policyholders time and money. To simplify the process, you’ll receive a Homeowner’s Assistance Card with a 24/7 claims number to use in case you ever need to file a claim.

3. 24/7 Emergency Response

You get access to a network of Rapid Response Centers strategically located around Florida, as well as more than 350 full-time repair technicians and support staff. When the situation is urgent, the Rapid Response Team deploys upon notice to prevent further loss and make emergency repairs to your home. Whether it’s early on a Monday morning or late on a Saturday night, the Rapid Response Team is ready to help you get your life back to normal, fast.

4. Assess Damage, Determine Coverage

We’ll schedule the Rapid Response Team to perform an onsite inspection to assess damage. Then, our claims adjuster will call you to discuss coverage and next steps. Since we conduct comprehensive inspections on every home we insure, we are able to accurately determine coverage and avoid fraud, which in turn keeps premiums low for you.

5. Coordinated Repairs

With most insurance companies, the homeowner must meet with an adjuster, get price quotes, find contractors and subcontractors, manage the entire repair process, and run the risk of being victimized by fraudulent remediation companies. Our unique approach eliminates these unnecessary hassles. Since all covered repairs are professionally managed through the Rapid Response Team, you can rest assured that the workmanship will be fast, reputable and high quality.

6. Together Through the Recovery Process

Experiencing a claim can be especially overwhelming when the damage to your home impairs your daily life. We are your full partners in recovery through every step of the process until you’re back to pre-loss condition. Recovering from loss can be a stressful time, and you shouldn’t have to go through it alone. Together, Trueway Insurance and Rapid Response Team will help you get your life back to normal, fast.

7. Customer Satisfaction Guaranteed

At Trueway Insurance, we pride ourselves on providing quality service, as evidenced by our customer satisfaction rating, which is higher than most other Florida insurance companies, [1] and our A rating from the Better Business Bureau. In addition, all Rapid Response Team repairs are backed by an industry-leading 3-year, 100% customer satisfaction guarantee on workmanship.

It’s Not How Other Insurance Companies Do Business. It’s Simply a Better Way.

Our simplified recovery process ensures our policyholders seamless, no-hassle recovery from damage in the event of a loss.

[1] – Based on a survey of 1,000 homeowners by an independent market research firm.

Preparing for hurricane season 2021

Preparing for hurricane season 2021

Precautionary measures can temper the ravages of these destructive storms

Hurricanes. Just the thought of them can make a person tremble in fear. Whether you’ve experienced a hurricane yourself or you’ve just heard about their destructive patterns, these bad boys know how to make their name heard. The technical definition of a hurricane is a tropical cyclone with maximum sustained winds of at least 74 mph. A major hurricane is a tropical cyclone with maximum sustained winds of at least 111 mph. To put that into perspective, imagine sticking your head out the window of a car as you travel down the highway – that’s the speed of wind you would be up against during a low-scale hurricane. Sound scary? It is. By knowing your vulnerability and what actions to take, you may be able to reduce the effects of a hurricane disaster.

Hurricane season runs June 1 through November 30. Trueway wants to share some tips to ready your home and family prior to a severe storm, may it hit. It’s never too early to:

  • Determine safe evacuation routes inland. Don’t forget about your pets!
  • Learn the different warning signs and alerts to watch for.
  • Meet with those you live with to create an emergency and evacuation plan.
  • Learn locations of official shelters. Red Cross has a great resource that will help you locate shelter in the event of a disaster.
  • Review your insurance policy with your agent. Is your property covered for such an event?

Whether the hurricane threats are immediate or they seem off in the distance, it’s important for all residents of hurricane areas to be prepared and think ahead. Hurricanes can shatter lives as well as damage property. Being prepared can help you, your family or your business minimize the impact of the storm. The best time to start is before the threat is imminent.

Stay safe through these storm seasons! Your safety is number one to us.

Call us today (855) 897-1938 to review your coverage or get a quote

Towing a Vehicle Behind Your RV

Towing a Vehicle Behind Your RV

 

When traveling in an RV, you may find it helpful to have a vehicle available for a run to the store or a short excursion without having to pack up all your gear and maneuver your rig through crowded city streets. Many experienced RV owners tow a car or truck for the convenience of having a more compact vehicle on hand. Here are the different options for towing and tips on how to do so safely.

Four Wheels Down ( Dinghy Towing or Flat Towing)

This is the most popular method for towing a vehicle behind an RV, which involves attaching a tow bar and letting your vehicle roll behind the RV on its own four tires. Benefits of this method include minimal, if any, impact on the gas mileage, handling, and wear and tear of your RV; the equipment needed to attach a car by a tow bar is cheaper than purchasing a dolly or flatbed trailer; and you don’t need a separate trailer license. However, there are a few drawbacks. Not all vehicles are equipped to be towed on four wheels so check the owner’s manual, manufacturer’s guidelines and mechanical capabilities of your vehicle before investing in this option. In addition, though this shouldn’t add miles to your car’s odometer, it will cause wear on the car tires.

Two Wheels Down (Dolly Towing)

For this method of towing, a dolly attaches to the back of your RV and the vehicle rides with two tires up on the dolly and the other two tires down on the road. Any front-wheel-drive vehicle can be towed this way. Plus, you won’t damage your car’s transmission or increase mileage while it’s in motion. The downsides of this method is that a quality dolly trailer is expensive; you may need a separate license for the dolly; it could be difficult to store at a campsite; it puts wear on the two car tires that are down; and it adds weight to the capacity of your RV. If you’re thinking about choosing this option, calculate what the overall weight will be (before purchasing the dolly) to ensure your RV will be able to handle it.

Four Wheels Up (Flatbed Trailer)

The third option for towing a vehicle is with all wheels up on a flatbed trailer that’s attached to the RV. Any vehicle can go on a flatbed trailer as long as it can be secured and as long as the trailer is built to handle the weight of your specific vehicle. Before purchasing a trailer, decide what vehicle you’re going to bring with when traveling and then compare trailer options based on the amount of weight they can haul. Similar to dolly towing, the drive shaft is off the ground so you won’t rack up mileage. Also, with this method, your tires won’t endure any wear and tear. Disadvantages of four wheels up is you’ll have the extra cost of the trailer; you may run into storage issues at campgrounds; and the weight of a flatbed trailer will use up a lot of the weight your RV can carry.

Whichever method you choose, it’s important to take extra precautions when you tow a car behind an RV. Here are some basic safety guidelines to follow:

  • Practice driving while towing the vehicle before you go on a long drive for the first time.
  • Inspect all wire, cable and chain connections every time you make a stop.
  • Obey the speed limits for towing in each state.
  • Check for road construction and plan your route in advance.
  • Avoid towing in deep sand and gravel, or in icy or snowy conditions.
  • Keep a minimum five-second interval between you and the vehicle in front of you.
  • Check your tire pressure often.
  • Avoid tight turns as it puts pressure on the tow bar.

If you’re new to towing, hopefully this gives you a better idea of what method to choose for your next adventure. Have a safe and happy trip!

Call Trueway Insurance for your car insurance quotes today!