Cheap Car Insurance: Will Your Rates Go Down?

Cheap Car Insurance: Will Your Rates Go Down?

If you pay 150 for car insurance, do you expect to pay that 150 for the rest of your life? Does that number ever go down? Here at Trueway Insurance, we have all the information you need when it comes to cheap car insurance. When it comes to commercial auto insurance, we are the ones to trust. 

 

How Does It Go Down?

There are plenty of ways for car insurance to go down over time. Here are the most common reasons why insurance rates will go down:

  • Getting older
    • A teenage driver is in the highest risk class for making an insurance claim. Inexperienced, teenage drivers have the highest accident risk. 
  • Moving to a new home or state
    • Car insurance companies calculate insurance premiums using your ZIP code. Some neighborhoods are associated with a high number of accidents or break-ins. Moving out of a crowded, dangerous big city into the safer suburbs, for example, can cause car insurance prices to drop significantly.
  • Maintaining a safe driving record
    • If you cause an accident or make a claim, your car insurance rates will rise. If you get a speeding ticket or a DUI, then your insurance premiums should also rise.
  • Buying a home or building your insurance policies
    • Buying a home for the first time can cause car insurance premiums to drop. You might buy home insurance and car insurance from the same insurance company, allowing you to enjoy a bundling discount. 
  • Getting married
    • If you and your spouse combine your car insurance policies into one policy, then you will likely pay less overall for car insurance.
  • Switching to a new car insurance company
    • America’s car insurance industry is very competitive. Wherever you’re located in the country, you should have plenty of car insurance providers from which to choose. Switching to a new car insurance company can cause rates to drop over time substantially.

 

We Offer Cheap Car Insurance 

Looking for one of the most reliable and affordable insurance companies near me? Look no further. As an independent insurance agency, TrueWay Insurance takes pride in offering superior customer service. Let us assist you in finding the coverage for your car insurance, home insurance, and business insurance needs. We sell insurance anywhere in the state of Florida, including Miami, Broward, Palm Beach, and Lucie County. 

 

Call Us For Commercial Auto Insurance 

We want you to have cheap car insurance! Trueway Insurance is an insurance company located in Lake Worth. We offer the best affordable insurance in Florida. This includes those looking for cheap home insurance. We are here to provide quality for our customers because we believe in the power that insurance can have in any person’s life. If you are interested in learning more about what we can do for you or you have further questions regarding notaries and how they play a part in the insurance process, contact us. We hope you find the information you need here but if not please give us a call at (561) 318-5540. Take advantage of one of the best commercial auto insurance today!

 

Cheap Auto Insurance – Does Being a Homeowner Help?

Cheap Auto Insurance – Does Being a Homeowner Help?

Are you looking for a way to get cheap auto insurance? What if we told you that your rate will be cheaper if you are a homeowner? While this is true for many situations, it is not the case for everyone. Here at Trueway Insurance, our professionals are here to break it down and help you understand. We offer the best home insurance quotes and are conveniently located in Palm Springs. 

 

So What Is Cheaper?

One of the best ways to save money on insurance is to bundle policies together. The same companies that sell car insurance often sell home insurance. By bundling your auto and home insurance policies with the same company, you can save money on both policies.

 

There are also other reasons why car insurance tends to be cheaper if you’re a homeowner. Car insurance companies check your credit score before giving you a policy. Someone who owns a home may have a stronger credit score – and better overall finances – than someone who does not own a home. This is particularly true for homeowners who have paid off their mortgage.

 

Cheap Auto Insurance: The Pros of Bundling

  • Save 5% to 25% on insurance premiums on each policy after bundling
  • You don’t have to deal with multiple insurance companies, multiple billing systems, and multiple accounts; you can manage all your major insurance policies from a single dashboard
  • If you have a history of car accidents or costly claims, then bundling your car insurance with your home insurance can make it less likely your insurance company will drop you
  • Bundling savings can be even higher for those with multiple vehicles, multiple homes, or a spouse.

 

Ultimately, homeowners can typically save a lot of money by bundling car insurance with home insurance. Savings aren’t guaranteed, and it’s easy to get complacent with a bundled policy. For many homeowners, however, bundling is an effective way to save money.

 

We Have The Best Options!

Are you looking for one of the most reliable and affordable insurance companies near me? Look no further. As an independent insurance agency, TrueWay Insurance takes pride in offering superior customer service. Let us assist you in finding the coverage for your car insurance, home insurance, and business insurance needs. We sell insurance anywhere in the state of Florida, including Miami, Broward, Palm Beach, and Lucie County. 

 

Call Us For Home Insurance Quotes

We want you to have cheap auto insurance! Trueway Insurance is an insurance company located in Palm Springs. We offer the best affordable insurance in Florida. This includes those looking for cheap home insurance. We are here to provide quality for our customers because we believe in the power that insurance can have in any person’s life. If you are interested in learning more about what we can do for you or you have further questions regarding notaries and how they play a part in the insurance process, contact us. We hope you find the information you need here but if not please give us a call at (561) 318-5540. Take advantage of one of the best home insurance quotes today! 

Car Insurance Rates: Does Crime Rate Play a Role?

Car Insurance Rates: Does Crime Rate Play a Role?

When it comes to car insurance rates, you must be wondering what can affect the price you pay. Our experts are here to clear the air. Your car insurance rate can be affected by a number of factors. The experts at Trueway Insurance want to make sure you know exactly how you can be affected. When it comes to auto insurance quotes, we are the ones to turn to. Lake Worth counts on us to protect them and their vehicles. 

 

Enter Your Zip Code

Many people are surprised to discover that crime rate can significantly impact auto insurance premiums. When you sign up for insurance, the first thing you usually have to do it enter your zip code. When you enter your zip code, the areas crime rate can raise or lower auto insurance premiums. Depending on your ZIP code, this difference can be significant. Today, we’re explaining everything you need to know about how the crime rate can impact auto insurance premiums.

 

Car Insurance Rates Get Affected

Insurance companies use hundreds of different factors to calculate your risk as a policyholder. Based on these hundreds of factors, insurance companies will attempt to answer a simple question: what are the chances that you will make an insurance claim in the future?

 

Insurance companies use your driving record to answer this question. Someone who has three DUIs and four at-fault accidents in the past seven years, for example, is a riskier driver to insure than someone with one speeding ticket.

 

Insurance companies will also use your demographic data. An 18-year old male, for example, is a riskier driver to insure than a 45-year old female, all things being equal.

 

In addition to using demographic data and driving history, however, insurance companies consider various features of your location – including crime rate.

 

There’s a reason you input your address and ZIP code into a car insurance quote request form. Your address and ZIP code plays a crucial role in insurance premiums. Certain addresses and ZIP codes are associated with higher insurance premiums.

 

We Can Help!

Are you looking for one of the most reliable and affordable insurance companies near me? Look no further. As an independent insurance agency, TrueWay Insurance takes pride in offering superior customer service. Let us assist you in finding the coverage for your car insurance, home insurance, and business insurance needs. We sell insurance anywhere in the state of Florida, including Miami, Broward, Palm Beach, and Lucie County. 

 

Call Us For Auto Insurance Quotes

We want you to have the best car insurance rates! Trueway Insurance is an insurance company located in Lake Worth. We offer the best affordable insurance in Florida. This includes those looking for cheap home insurance. We are here to provide quality for our customers because we believe in the power that insurance can have in any person’s life. If you are interested in learning more about what we can do for you or you have further questions regarding notaries and how they play a part in the insurance process, contact us. We hope you find the information you need here but if not please give us a call at (561) 318-5540. Take advantage of one of the best auto insurance quotes today

What Does the Best Homeowners Insurance Actually Cover?

What Does the Best Homeowners Insurance Actually Cover?

Are you tired of looking for homeowners insurance that is actually worth it. There are so many companies who swear they are the best, yet their premiums are overwhelming. Here at Trueway Insurance, we have everything you need at an affordable price. Yes, you read that correctly. We offer the best homeowners insurance, and the best part is… it is affordable insurance. It is no wonder Palm Springs always turns to us!

 

What Is Covered With Homeowners Insurance? 

  • Water damage
    • We want you to practice safe driving! Trueway Insurance is an insurance company located in Lake Worth. We offer the best affordable insurance in Florida. This includes those looking for cheap home insurance. We are here to provide quality for our customers because we believe in the power that insurance can have in any person’s life. If you are interested in learning more about what we can do for you or you have further questions regarding notaries and how they play a part in the insurance process, contact us. We hope you find the information you need here but if not please give us a call at (561) 318-5540. Take advantage of one of the best insurance companies today! 
  • Mold damage
    • Mold in your home may or may not be covered, depending on what caused it. The mold that results from some types of water damage should be covered under your homeowner’s insurance. Removal of mold from your home is not covered if the mold resulted from flooding, ground seepage, or pipes that were poorly maintained, leading to leaks. Mold infestations that occur because of lack of maintenance or neglect are generally not covered under a homeowners insurance policy. If there is a fire in your home and the sprinklers are activated, or firefighters use water to extinguish the flames, any resulting water damage or mold should be covered.
  • Pets
    • Typically, homeowners insurance will not cover damage your pet does to your personal property or your home. Most homeowners policies exclude damage caused by a pet or domestic animal (and insects and rodents, as well) to the structures on your property or your personal belongings. However, liability coverage included in most standard homeowners policies may provide protection in case your animal damages someone else’s property, provided the animal is a pet or used for a hobby, such as a horseback riding. Business farming animals would be excluded.

 

We Have The Best Homeowners Insurance

Let TrueWay Insurance find the most competitive price for your insurance coverage in the Palm Beach County area, including Lake Worth, West Palm Beach, Greenacres, and Boynton Beach.

 

As an independent insurance agency, TrueWay Insurance takes pride in offering superior customer service. Let us assist you in finding the coverage for your car insurance, home insurance, and business insurance needs. We sell insurance anywhere in the state of Florida, including Miami, Broward, Palm Beach, and Lucie County.

 

Call Us For Cheap Insurance

We want you to have the best homeowners insurance! Trueway Insurance is an insurance company located in Lake Worth. We offer the best affordable insurance in Palm Springs. This includes those looking for cheap home insurance. We are here to provide quality for our customers because we believe in the power that insurance can have in any person’s life. If you are interested in learning more about what we can do for you or you have further questions regarding notaries and how they play a part in the insurance process, contact us. We hope you find the information you need here but if not please give us a call at (561) 318-5540. Take advantage of one of the best insurance companies today! 

 

Safe Driving Tips for Inclement Weather

Safe Driving Tips for Inclement Weather

As you know, driving in Florida during this time of year can get pretty scary. The Sunshine States is suddenly not so sunshiney. The heavy rain seems to have a way to make driving very difficult. Here at Trueway Insurance, our experts want to inform you of safe driving tips that can help you during inclement weather. When it comes to safe driving, we are the ones to trust. Also, be sure to check out our car insurance quotes, Lake Worth.

 

Tips For Inclement Weather Driving

If you are caught in a spring or summer storm, the following tips can help you and your passengers stay safe:

  • Turn your lights on. Visibility is low during a storm. Turning your lights on lets other drivers see you.
  • Do not tailgate. Leave plenty of room between your car and the vehicle in front of you.
  • Avoid bridges. They are more likely to collapse during a severe thunderstorm or tornado. If you have to go over a bridge, wait for the storm to pass.
  • Never try to outrun a storm. Their paths are unpredictable and can switch directions at any time. Pullover to the side of the road and seek shelter, either in the lowest level of a nearby building or at the lowest point of the ground, lying down, and covering your head with your hands. Do not take shelter under a vehicle, in a tunnel, or under a bridge.
  • Check your auto insurance coverage. Our experienced agents can help you find the car insurance quotes you need at the best available rates.

 

We Promote Safe Driving

During the warmer months, drivers may encounter a variety of hazardous conditions related to inclement weather. Be sure to do the following when it is raining outside:

  • Slow down by at least 5 or 10 miles an hour. At certain speeds, your car can hydroplane, lifting off the ground, and you will be driving on a layer of water. If that happens, don’t panic; just slow down until the car feels normal again.
  • Avoid driving through flooded areas. It will be challenging to gauge the water’s depth. This is dangerous in itself. And if water gets sucked into the air-intake valve and then the engine, the car will probably shut off.
  • Feather the brakes after you’ve driven through a puddle. And make sure you take your foot off the gas. This creates heat and friction, which will help dry the brakes.

 

Call Us Today for Car Insurance Quotes

We want you to practice safe driving! Trueway Insurance is an insurance company located in Lake Worth. We offer the best affordable insurance in Florida. This includes those looking for cheap home insurance. We are here to provide quality for our customers because we believe in the power that insurance can have in any person’s life. If you are interested in learning more about what we can do for you or you have further questions regarding notaries and how they play a part in the insurance process, contact us. We hope you find the information you need here but if not please give us a call at (561) 318-5540. Take advantage of one of the best insurance companies today!