Did you know that your auto insurance company will check your driving record before giving you a quote for a new policy? It doesn’t matter if you’re looking for personal or commercial auto insurance either, they will pull your driving record to see what your driving habits are. That’s why Trueway Insurance in Palm Springs thinks you should know how to check your driving record, so you don’t get any surprises when your insurance company tells you what they found. Keep reading to find out where to get information about your driving record and to learn what details the insurance company will see.
What Will Your Auto Insurance See When They Check Your Driving?
Your driving record shows information about your driving habits. It shows any accidents, moving violations, and tickets that you have open in the system. Your personal and commercial auto insurance will use this record to determine your policy and how much your insurance will cost you. That is why it’s critical to know what is on your record before they tell you.
In order to know what is on your driving record, you have to know where you can get a copy of it. The best way to obtain a copy of it is to go to your local Department of Motor Vehicles. If you go in person, they can easily print a copy for you to take the same day and keep for your records. Some states will also allow you to get a copy directly from their website, so you don’t have actually to go to the DMV. There will be a small fee to get a copy of your driving record, but that will vary depending on what state you’re in.
The information that you will see on your driving record is important to your insurance provider because it gives them insight into you as a driver and how safe you are. Some of the stuff that you may see is any points for moving violations, the status of your license (active, suspended, revoked), any accidents you were involved in, violations you got because of fines or convictions, and any DUI or DWI charges. As the years pass your driving record will change. For instance, if you got a moving violation for speeding, which added points to your license after a few years, the points will drop off, and they won’t show up anymore.
If you’re not paying attention to your driving record, it’s time to start. You don’t want to be stuck paying more than you should because of something that is on your record. If you know what’s on your record before applying for insurance, you can be prepared.
Contact A Commercial Auto Insurance Company
TrueWay is a leading insurance provider in the Palm Springs area. We are here to help our customers obtain affordable insurance and help our clients understand what the information on their driving record means. If you’re tired of getting an auto insurance quote from multiple providers, call or visit us today for more information.